
My photo inspired by Modernist photographer Karl Blossfeldt.
This class kicked my ass. I kicked it back harder.
I’ve now taken 5 courses as AAU. Two classes last semester (Fall ’09) and three courses this semester (Spring’10). This is my first GS class. It was tough and challenging and fun and I learned a lot. I learned a lot about history and re-learned and greatly improved my ability to write papers at a Master’s level.
The course is a comprehensive review of the history of photography from the early pre-photography developments that led to photography to both technological and historical influences that drove photography and photographic movements from the 1800’s to modern day. There are papers due almost every week, plus a midterm and final project and papers also due during those times as well. If you suck at footnoting get the “Documenting Sources in MLA style: 2009 Update – A Hacker Handbooks Supplement, you should be able to find a copy online. Also use a citation service. I found http://www.bibme.org/ to be very useful. Using the citations/references features in Word ‘07 and greater is also highly useful. I found myself spending almost as much time on citations as I did writing the body of the papers.
This is a required class and when you take it you should take David Arnold as your instructor.
I’m sure there are other qualified instructors at AAU. My experience in almost all the undergraduate and graduate courses, workshops and other seminars is the teacher makes the class. Online is different from in-person and this professor made me want to constantly participate and do additional non-required research and deepen my understanding of history and related photographers and subjects. I wanted to read more, buy more books, study more artists and other photographers. I started this course thinking “ oh well…this is required and I’ll have to read and can probably work hard enough to get an A”. I ended this course with “wow! What great material, look at how much more I don’t know now that I’ve learned something about the history of photography, what an excellent course!
In my review of the course to the department I said something like, ‘when I teach I want to teach like this class is taught’.
As I strongly believe that instructors are the critical link between material and learning I am taking a course this Fall ’10 in PH645 Experimental Contemporary Photography being taught by David Arnold. This is so outside my normal and fairly wide comfort zone. I’m really looking forward to playing and learning a lot in that class this Fall!
BTW: I earned an A in this class, but it was a lot of work. I probably spent 15-25 hours a week just on this course.

To Loan or Not to Loan
September 1st, 2010Pay the Price
That is the question…here.
I can’t answer that for you. I am thinking about it.
The student loan process is a lot simpler and easier than it was when I started my MBA some 18 years. It seems to be a lot easier to get a lot of money for school and that is very DANGEROUS. That you can get a lot of money for school doesn’t mean that you should take it. I think the best method is to pay cash…that was until I reviewed my tax returns from 2009.
This info applies to me.
I am a struggling professional (full-time) photographer with a part-time job to help pay for grad school. Think of the part-time job as putting food on the table, gas in the car, and rent while I pay for tuition and all my business costs from my business income.
Financially speaking: I am poor
I am not a CPA and I highly recommend you find and use a good one.
Now, looking at my 1040 I see that I have a tuition deduction of $4000 but I paid well over twice that amount and I don’t get credit for doing so. Why not see if I can spread the cost of tuition over a longer period of time and receive the tax credit in the future. Seems reasonable don’t you think?
This brings me to some research to determine how my future student loan payments affect my bottom line on my annual taxes. This is from the IRS:
Publication 970 (2009), Tax Benefits for Education (link here)
Paid with borrowed funds. You can claim a tuition and fees deduction for qualified education expenses paid with the proceeds of a loan. Use the expenses to figure the deduction for the year in which the expenses are paid, not the year in which the loan is repaid. Treat loan payments sent directly to the educational institution as paid on the date the institution credits the student’s account.
Ah ha! So it seem I can reduce my adjusted gross income (AGI) with student loans but I cannot deffer the reduction to my AGI when I actually get around to paying the loan back. Hmmm…so much for cash basis accounting.
Should I take the loans? Should I increase the length of my stay at my institution?
While I have been offered over $32,000 in aid for the coming school year (2010-2011) I may only accept and use about $8,000. I’m probably going to take the direct subsidized loans for at least one semester this year. I have already spent over 4-grand on tuition so I’ll get that deduction for my 2010 taxes. This is a side benefit of why I’m taking a loan. I’m planning a major surgery in early 2011 and I won’t be able to work for about a month. Given that I’m (barely) self-employed I don’t have things like vacation time I can dip into while I’m recovering. Taking out this loan will allow me to pay for immediate tuition expenses, and conserve cash over the next few months for the time when I can’t work…seems to be reasonable financial planning.
As always (and as everyone seems to disclaim – rightfully so) consult a tax professional about your needs.
I strongly recommend that without any disclaimer!
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